Last updated: September 8, 2026
This site is run by Belkis Cruz Brands LLC, a Minnesota company. Using belkiscruz.com means you agree to what follows. If you do not, please do not use the site.
What we sell
Digital products (spreadsheets, templates, prompt packs, guides), and consulting, coaching, and build services quoted separately. Digital products are delivered electronically right after purchase.
Payment and delivery
Payments are processed by Stripe. We never see or store your full card number. You get your download link by email immediately after a successful payment. If a link fails or an email does not arrive, write to [email protected] and we will fix it.
All sales are final
Because every product is a digital file delivered instantly, all sales are final. No refunds, exchanges, or credits after purchase. Read the product description and any preview before you buy, and ask us anything first. Full detail is in the Refund Policy.
What you may do with what you buy
You get a single-business license. Use it inside your own company as much as you like. You may not resell it, share it, publish it, give it away, or repackage it as your own product or as part of your own paid offer.
Results
The tools and strategies here come from real operating experience, including running a design-build firm to a few million a year in revenue. They are not a promise about your business. Individual results vary and are not guaranteed. What you get out of this depends on your market, your pricing, your team, and how much of it you actually do. Nothing on this site is legal, tax, accounting, or investment advice, and none of it replaces a licensed professional who knows your situation.
Affiliate links
Some links on this site earn us a commission at no extra cost to you. We disclose this wherever it applies. See the Disclosure page.
Services
Consulting, coaching, and build work are governed by the separate proposal or agreement you sign for that engagement. If anything there conflicts with these terms, that agreement wins for that work.
Your account and conduct
Keep your login details to yourself. Do not use this site to break the law, scrape it, attack it, or interfere with anyone else’s use of it.
Our content
The writing, design, photography, tools, and templates here belong to Belkis Cruz Brands LLC unless stated otherwise. Link to us and quote us with credit. Do not republish our work as your own.
Third-party sites
We link out to tools, partners, and retailers we do not control. We are not responsible for their content or how they handle your information.
Limits
This site and its content are provided “as is.” To the fullest extent the law allows, Belkis Cruz Brands LLC is not liable for indirect, incidental, or consequential damages arising from your use of the site or its products. Nothing here limits liability that cannot be limited by law.
Changes
We may update these terms. The date at the top shows the current version.
Governing law
Minnesota law governs these terms, and the courts of Hennepin County, Minnesota are the venue for any dispute.